With the region’s low temperatures falling deep into (or below) the single digits this week, Kentucky Farm Bureau (KFB) Insurance Companies wants home- and business-owners to be wary of the potential for damage around their property – especially from frozen or burst water pipes.
“When snow, ice and freezing temperatures hit, we typically think first of the mess that it will make on the local roadways,” said KFB Insurance Vice President of Claims, Greg Youngblood, “but we can’t forget that our homes and businesses are also subject to these dramatic changes in weather. We manage a large number of claims each year specifically from homes and businesses damaged by the adverse effects of below-freezing temperatures.”
Unlike most other wintertime claims, snow and ice are not necessary for a pipe to freeze – just bitter cold temperatures. According to studies conducted by the Building Research Council at the University of Illinois, the true threat of pipe freezing occurs when outside temperatures fall to 20° F or below. Pipes located near exterior walls or in crawl spaces or attics are at the highest risk of freezing under those conditions.
Property owners should regularly inspect and protect their homes and businesses from the effects of below-freezing temperatures and winter storms. Taking the time to be proactive around the home or business can help prevent costly losses and big headaches in the long run. These preventative measures can help prevent significant water damage to the interior of homes and businesses, including damage to drywall, ceilings, flooring, furniture and other personal property.
To prevent water in pipes from freezing:
- Keep the cold air out and the warm air in. Locate holes and cracks in exterior walls or foundations near pipes and seal them with caulk.
- Wrap insulation around exposed pipes to slow the transfer of heat.
- Disconnect all garden hoses from exterior faucets.
- If possible, turn off the water supply shut-off valve to exterior faucets.
- Run a small, steady trickle of water through interior faucets that are connected to pipes in unheated areas or next to exterior walls.
- Open cabinet doors below sinks to allow the warmer interior temperatures to circulate around pipes.
- Drain the water system if the house or business will be unoccupied during winter weather.
Above all, property-owners should know where the water shutoff valve is. In the event that a pipe does freeze and burst, shutting off the water at the source can lessen the total damage.
While it may not be possible to completely stop the effects of adverse weather conditions on a person’s property, these suggested steps can lessen the blow in many circumstances.
Additionally, not all insurance policies cover every type of winter damage. Policy holders should call their local agent to learn more about the kind of coverage their property has for winter perils.
“The value of a property owner’s awareness and preparation for winter weather cannot be overstated,” concluded Youngblood. “It is definitely worth the time and effort to work these things out before a storm than after it hits.”
(LONDON, KY.) – On Monday, January 05, 2015 at approximately 5:34 PM, the Kentucky State Police Post 11, London received a report of fatal traffic crash on KY HWY 90 in Wayne County in the city limits ofMonticello.
Upon arrival Trooper Adam Childress determined that a 1999 Chevrolet Tracker operated by Betty D. Burnett, 67, of Monticello was traveling westbound on KY HWY 90 when she crossed the center-line and struck a 1998 Chevrolet Pickup head-on which was traveling eastbound being operated by Mark A. Hodges, 50, of Monticello.
Burnett who was wearing a seatbelt, was pronounced dead at the scene by the Wayne County Coroner’s Office.
Hodges who was not wearing a seatbelt, was pronounced dead at the scene by the Wayne County Coroner’s Office.
No drug or alcohol usage was suspected.
Trooper Childress is in charge of the investigation and was assisted at the scene by the Monticello Police Department, Monticello Fire Department, Wayne County Sheriff’s Office and Wayne County EMS.
- Five Big Ten teams remain unbeaten in conference play heading into Monday’s doubleheader. Maryland, Purdue and Wisconsin are off to 2-0 starts in Big Ten play, while Indiana and Iowa both won their conference openers and enter this week’s slate with a 1-0 Big Ten record.
- Three Big Ten freshmen are currently leading their respective teams in scoring. Indiana’s James Blackmon Jr., is averaging a team-high 17.2 points per game, Maryland’s Melo Trimble paces the Terrapins with 16.2 points per contest while Ohio State’s D’Angelo Russell is scoring a team-best 17.7 points per game. All three newcomers rank among the top 10 in the Big Ten in scoring. In addition, Northwestern freshman Bryant McIntosh (11.8 ppg) and Purdue freshman Vince Edwards (10.6 ppg) both enter this week’s slate of games as their team’s second-leading scorer.
- Wisconsin’s Sam Dekker and Frank Kaminsky both enter this week within reach of becoming the 11th and 12th active members of the Big Ten’s 1,000-career-point club. Dekker heads into Wednesday’s game against Purdue with 997 career points, while Kaminsky has scored 975 career points. Dekker and Kaminsky were both named to the preseason All-Big Ten team, with Kaminsky earning Big Ten Preseason Player of the Year accolades.
- With Iowa’s win at #20/18 Ohio State in the Big Ten opener for both teams, the Hawkeyes became the first team in the country to capture two road wins over ranked teams this season. Iowa also defeated #12/12 North Carolina in Chapel Hill, N.C., in the ACC/Big Ten Challenge.
- After posting back-to-back wins at Michigan State and versus Minnesota last week, Maryland improved to 14-1 on the season, matching the Terrapins’ best start since the 1996-97 season.
- Michigan State head coach Tom Izzo has led the Spartans to 221 conference wins, the fourth-most in Big Ten history behind Indiana’s Bob Knight (353) and Purdue’s Gene Keady (265) and Ward Lambert (228). Five Big Ten mentors have posted at least 70 conference wins, including Izzo, Wisconsin’s Bo Ryan (158), Ohio State’s Thad Matta (122), Purdue’s Matt Painter (91) and Michigan’s John Beilein (71).
- Minnesota currently ranks second in the nation in steals per game (11.7), sits third in assists per contest (18.9) and is fourth overall in turnover margin (6.7). Maryland is second in the nation in free throws made (289) and third in free throws attempted (386), while Wisconsin sits second in fewest turnovers per game (8.5) and is fourth in both assist/turnover ratio (1.59) and fewest personal fouls per game (13.4). Illinois ranks third in the country in free throw percentage (.776), while Iowa is fourth (.772). Ohio State is fourth in both field goal percentage (.523) and scoring margin (24.0), and ranks fifth in turnover margin (6.0).
- Six Big Ten teams received votes in the latest Associated Press (AP) or USA Today Coaches’ top 25 polls, including a pair of top-10 squads. Wisconsin leads the way at No. 4/4 (AP/USA Today). Maryland (No. 11/9) and Ohio State (No. 22/20) also appear among the top 25, while Indiana, Iowa and Minnesota received votes in at least one poll.
- Big Ten teams compete in an 18-game conference schedule, playing five teams both home and away and eight teams once. Each team plays four of its single-play opponents at home and four on the road.
3. Knott County Central
4. Henderson County
6. Newport Central Catholic
8. Taylor County
9. Pleasure Ridge Park
10. Lincoln County
11. Lexington Catholic
12. Boyle County
13. Covington Catholic
15. Christian County
20. Calloway County
(Cornettsville, KY) – A security guard was held at gunpoint and a pharmacy robbed at a Perry County clinic early Sunday morning. Kentucky State Police Post 13 in Hazard received a security alarm activation call at the Leatherwood Blackey Clinic in the Cornettsville community at 1:39 a.m. As a trooper was en route to the Cornettsville, a second call came in from a security guard at the clinic advising of a robbery.
Trooper Charles Moore arrived at the clinic and contacted the security guard who had placed the call to Post 13. The security guard advised that he was making his rounds throughout the clinic, when he encountered an armed male subject inside the building. The perpetrator held the guard at gunpoint while entry was made into the clinic pharmacy. Once inside, the unknown male subject took possession of an undetermined amount of prescription medication, and then fled the building on foot. The guard was uninjured.
The individual is described as being a white male, wearing a gray hooded shirt, jeans, and a ski mask. He was also carrying a blue duffle bag. A search of the clinic area did not produce the individual or any assisting evidence. This robbery remains under investigation by Tpr. Charles Moore with KSP Post 13.
Evansville – This morning, Trooper Dustan Rubenacker, Trooper Corey Risley and Trooper Brock Buchanan reported to the Evansville District to begin their new careers as Indiana State Troopers. They were among 42 graduates of the 74th Indiana State Police Academy, which graduated December 23.
Their recent graduation was the culmination of 23 weeks of intense training totaling over 900 hours. Some subject areas of training included criminal and traffic law, crash investigations, emergency vehicle operations, defensive tactics, firearms and a host of other subjects related to modern policing.
Trooper Dustan Rubenacker, 23, is a native of Mt. Vernon and a 2010 graduate of Mt. Vernon High School. He later attended University of Southern Indiana where he received a Bachelor’s Degree in Sociology and Criminal Justice. Rubenacker will primarily patrol Vanderburgh County. He currently resides in Mt. Vernon.
Trooper Corey Risley, 23, is a native of Terre Haute and a 2010 graduate of Terre Haute North Vigo High. He attended college at Indiana State University where he received a Bachelor’s Degree in Criminology. Risley will primarily patrol Pike County. He currently resides in Petersburg.
Trooper Brock Buchanan, 27, is a native of Vincennes and a 2006 graduate of Lincoln High School. He served in the United States Army from 2008 to 2013. Buchanan and his wife, Kaylee, have one child and they reside in Bruceville. He will primarily patrol Pike County.
All three new troopers start their 14 weeks of field training today with experienced troopers. The program allows them to put the skills and knowledge they gained in the academy to work in the field. Upon successful completion of the field training program, they will receive their own patrol car and begin solo patrol responsibilities.
State offers numerous student aid programs – Kentuckians needing help with college costs may be able to take advantage of the student aid programs administered by the Kentucky Higher Education Assistance Authority (KHEAA). They include the:
- Kentucky Educational Excellence Scholarship (KEES). Kentucky students earn KEES awards by making good grades in public and private high schools. They can earn more by doing well on the ACT. Home-schooled and GED students can earn KEES awards based on their ACT scores.
- College Access Program Grant. This grant can be used at the state’s public colleges and many of Kentucky’s private colleges. It is based on need.
- Kentucky Tuition Grant. Also based on need, this grant is available to students attending the state’s private colleges.
- Go Higher Grant. This program provides funding for adult students who attend college on a part-time basis.
Except for KEES, students must submit the Free Application for Federal Student Aid, also called the FAFSA, to apply for these awards. Some also require a separate application.
For complete details about these and other student aid programs, visit www.kheaa.com and click on the Paying for College tab.
To find links to other useful education websites, go to www.gotocollege.ky.gov.
On Sunday, January 05, 2015 at approximately 3:05 AM KSP SGT Steve Walker was patrolling US HWY 25 one (1) mile north of London in Laurel County when he observed a vehicle traveling on the wrong side of the roadway.
SGT Walker determined the operator Roger D. Hinkle, 54, of London to be under the influence of drugs. During a search of the vehicle 11 grams of suspected crystal methamphetamine was located along with digital scales and drug paraphernalia.
Hinkle was arrested at the scene and charged with Trafficking in a Controlled Substance 1st Degree, Driving Under the Influence of Drugs and Possession of Drug Paraphernalia and lodged in the Laurel CountyDetention Center.
The investigation is continuing by SGT Steve Walker and was assisted at the scene by Laurel County Constable Denver Mays.
Donald Wayne Davis, 55, Clayhole passed away Thursday, Jan. 1, at his residence. He was a member of the Pentecostal Workers Church. He was preceded in death by his father, Donald D. Davis and one brother, French Smith, Jr. He is survived by his wife, Joan Denise Davis of Georgia; his mother, Shirley Smith of Clayhole; four sisters, Brenda Bewley of Monticello, Melinda Donahue of Bismarck, AR, Nancy Varillas of Indianapolis, IN, Shirleen Mullins of Bicknell, IN; special cousins, The Lovins family; special friends, Travis Noble & family, Ossie Hensley; host of aunts, uncles, nieces, nephews and cousins. Funeral services, Monday, Jan. 5, 10:00 AM at the Breathitt Funeral Home Chapel with Rev. Clyde Kilborn and Rev. Ruth Kilborn officiating. Burial in the Kilborn Cemetery at Clayhole. Breathitt Funeral Home in charge of arrangements.